Archive for March, 2013

Make a Will with David Price and Buchanan & Co Solicitors

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    No one really wants to think about it do they? We all know we need to make a Will, but the truth is, only 30% of the population actually have done so. It’s easy to tell yourself that making a Will is a job for the future, or to believe that nothing will happen to you so it won’t be needed. Some people even put it off because they see it as morbid.

    If you’re one of those people that keep pushing making a will down your list of priorities, it’s time to face the facts. If you die without making a will, someone else decides where your estate goes – NOT YOU!


    Sheffield will writerMaking a Will
    is absolutely essential in making sure that your wishes are met after you die. It can also prevent you from paying unnecessary taxes. We all have final wishes and a Will is the best way to put your final affairs in order.

    Making a will is also the only way to make sure that your family and friends, and the causes close to your heart, receive what you think and hope that they should receive from your estate.

     

    What is a Will?

    • A Will is a legal document which gives effect to the wishes of an individual (the testator if male, the testatrix if female) about how they would like their estate distributed after their death
    • The Will appoints legal representatives (executors) who are responsible for dealing with the deceased estate.
    • The will also give’s instructions about how the estate should be distributed.

    Why should I make a Will?

    • You can be sure that your savings and your possessions will be left to the people you love and care for.
    • You can remove any uncertainty among your family about where your savings and possessions are left, avoiding confusion and possible disputes between your relatives.
    • Making a will may help to reduce the amount of tax you have to pay to the government.

    What happens if I die and I haven’t made a Will?

    • Your Estate will take a much longer time to distribute than it would if you had made a Will, and it will cost a lot more to do so.
    • If you do not have a spouse or any blood relatives, your entire estate will go to the Taxman.
    • If you do have blood relatives or a spouse, they will have to apply to the courts to administer your Estate. This is a far more lengthy and costly process than if you had written a Will, and your Inheritance Tax bill could be higher.
    • Without a will, you may be subject to age related costs.
    • If you have children under 18, and the other parent is also dead, then without a Will you have given up the right to decide who looks after them.
    • If you have a partner to whom you are not married, he/she will get nothing from your estate even if you have been together for 50 years or more and lives with you.
    • The Government effectively writes a Will for you. 

    How do I go about making a Will?

    • Homemade Wills, or ‘over-the-counter’ templates available in many shops, can lead to expensive problems that sometimes cannot be rectified. Important details can be left out, or the Will could be invalid or lead to unexpected tax bills, for example.
    • Dealing with these issues may demand professional advice and can cause a lot of distress for those involved.
    • We would therefore always recommend obtaining the advice of a solicitor or a professionally trained Will writer.

    To get in touch with a professional will writer with years of experience, contact Dave Price at Buchanan Solicitors on 07920008170. He will Insure, to Ensure your family are Secure!

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      Written by Chris

      March 11th, 2013 at 4:25 pm

      How do I change my Outlook email account to use SSL?

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        SSL is an encryption method for sending emails and will help avoid the emails you send being seen by unintended recipients.

        It stands for Secure Socket Layer and this quick tutorial will show you how to configure Outlook to send using the SSL method.

        The example below uses Outlook 2007, however, this will still apply to similar version of this email client.

        Remember, making changes to your Outlook settings may result in you not being able to collect or send email any more so if you’re not 100% sure what you’re doing, please get help from an expert

        1. Open Outlook

        2. Select ‘Tools’ then ‘Account settings’

        Select 'Tools' then 'Account settings'

        Select ‘Tools’ then ‘Account settings’

        3. Highlight the email account you need to change and press the ‘change’ button

        Highlight the email account you need to change and press the 'change' button

        Highlight the email account you need to change and press the ‘change’ button

        4. Select ‘more settings’

        Select 'more settings'

        Select ‘more settings’

        5. From the ‘Internet email settings’ dialogue box, select the ‘advanced’ tab

        From the 'Internet email settings' dialogue box, select the 'advanced' tab

        From the ‘Internet email settings’ dialogue box, select the ‘advanced’ tab

        6. Tick the box that says ”the server requires an encrypted connection’

         Tick the box that says ''the server requires an encrypted connection'

        Tick the box that says ”the server requires an encrypted connection’

        7. Choose your required type of encryption from the drop-down box

        Choose your required type of encryption from the drop-down box

        Choose your required type of encryption from the drop-down box

        8. Click ‘OK’ then ‘next’ on the ‘Internet email settings’ page, then ‘finish’

        9. If your email account is not able to send emails, follow the steps 1 to 5 again then try changing your incoming port to 995 and your Outgoing port to 587, then step 8. If this doesn’t work you can follow steps 1 to 5 then select ‘restore defaults’, then step 8

        If your email account is not able to send emails, follow the steps 1 to 5 again then try changing your incoming port to 995 and your Outgoing port to 587, then step 8. If this doesn't work you can follow steps 1 to 5 then select 'restore defaults', then step 8

        If your email account is not able to send emails, follow the steps 1 to 5 again then try changing your incoming port to 995 and your Outgoing port to 587, then step 8. If this doesn’t work you can follow steps 1 to 5 then select ‘restore defaults’, then step 8

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          Written by Chris

          March 11th, 2013 at 10:50 am

          Posted in Email,Tutorial

          Tagged with ,

          How to reset your Zen Cart ecommerce admin password manually

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            Disclaimer and warning: manually editing your Zen Cart database runs the risk of corrupting your site and losing everything so only attempt this if you’re confident you know what you’re doing and are happy to take the risk. This tutorial is intended as a quick guide and relates for standard Zen Cart installations only. If you have any concerns or are not experienced with PHP MyAdmin, MD5 hashes or editing a database, please ask an expert to do this for you instead. We can’t be held responsible for anything that might go wrong as a result of attempting to fix this yourself.

            If you’d prefer us to manually reset your Zen cart password, get in touch.

            If you’re using Zen Cart and lose your password, for whatever reason, and the ‘resend password’ option isn’t working, it is possible to manually reset your password directly through the database.

            Here is how you do it:

            1. Log in to your Zen Cart database using PHP MyAdmin
            2. Find the ‘admin’ table
            3. Replace the MD5 hash with the following: 351683ea4e19efe34874b501fdbf9792:9b
            4. Go back to the login page on your Zen Cart site and login again using the password ‘admin’

            Once you’re logged in to your site again you’ll need to reset the password straight away to something more secure. Good luck!

            More information on Zen Cart passwords

            An MD5 hash is an algorithm generally to encrypt a password. This algorithm is one-way meaning you can’t de-encrypt the phrase or word from the hash.

            There are, however, several openly available databases allowing you to look up an MD5 hash to find the corresponding word or phrase so this is why it’s very important to choose a complicated string when you pick your password. All the commonly occurring words and common passwords can be easily found but a password that is long, unique and complex will be almost impossible to discover.

            Long, complex passwords are, however, not very user friendly for us humans so many people still decide to go against the advice and choose something simple for their password so one way to get round this problem is by using a ‘salt’

            A ‘salt’ is a word or phrase that is combined with the required password to create the MD5 hash. When you log into your website, this is how the site checked you’ve entered the right password:

            1. Combines what you’ve entered in the ‘password’ field with the predefined ‘salt’
            2. Creates an MD5 hash from this combination
            3. Compares this hash with the correct password hash stored in the database
            4. Match means the password is correct

            Let us know if you need any help with your Zen Cart passwords

             

             

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              Written by Chris

              March 8th, 2013 at 12:33 pm

              Posted in Software,Tutorial

              Tagged with

              Save money with ready-made UK legal documents and contracts

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                UK law legal documents available for download

                UK law legal documents available for download

                Did you know you can save hundreds of pounds on contracts and other legal documents by simply buying ready-made off-the-shelf versions?

                All these documents are written by experienced UK lawyers and are up-to-date according to the most recent UK law.

                The use of legal jargon is kept to a minimum and all the documents are easy to edit and adapt.

                Simply pick your document you need, download it then add the specific information that relates to your business such as your company numbers, and registered address. Net Law Man will even provide you with support if you have a question!

                Visit Net Lawman today for more information

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                  Written by Chris

                  March 4th, 2013 at 2:02 pm